$649,900 for Sale

21 cove, bay city, MI 48706

Beds 4 Baths 4 2,565 Sqft 1 of 35
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Property Description
One-of-a-kind waterfront living awaits in this exceptional custom-built luxury condo, perfectly positioned along the Saginaw River with breathtaking views of Wheelerâ??s Landing Marina. Completed in late 2024 with impeccable craftsmanship and thoughtful design, this newly constructed residence offers refined riverfront living within one of the areaâ??s most exciting waterfront communities. Designed with barrier-free accessibility and energy-certified construction, this home seamlessly blends elegance, comfort, and efficiency. The sophisticated designer kitchen is both beautiful and functional, featuring granite countertops, a spacious center island with seating, stainless steel appliances including refrigerator, range, microwave, and dishwasher, plus four Philippe Starck pendant lights imported from Italy. A large pantry and coat closet enhance everyday convenience, while rich vinyl plank flooring flows throughout both levels, complementing the homeâ??s modern contemporary style. The expansive open-concept living area is designed to impress with an acoustic feature wall, dedicated HiFi amplifier circuit, TV conduit chase, and fireplace feature wall. Floor-to-ceiling sightlines showcase uninterrupted marina and river views, while abundant natural light fills the space. The living area opens to a covered waterfront patio with ceiling fan, creating the perfect setting for relaxing or entertaining. Additional storage beneath the staircase adds practicality without sacrificing design. The main-floor primary suite offers stunning waterfront views, oversized windows, a spacious walk-in closet, and a beautifully appointed three-piece ensuite with walk-in shower. A conveniently located half bath and main-floor laundry add to the homeâ??s thoughtful layout. Upstairs, a second luxurious primary suite features its own walk-in closet, elegant four-piece ensuite bath, and private balcony overlooking both the marina and river, offering spectacular sunrise and sunset views. Two add
Waterfront
Water Name:  saginaw river
Water Description:  River Frontage,Water View,Waterfront
General Information
Sale Price: $649,900
Price/SqFt: $253
Status: Active
MLS#: bcami50206684
City: bay city
Post Office: bay city
Schools: bay city school district
County: Bay
Subdivision: iron bridge
Bedrooms:4
Bathrooms:4   (3 full, 1 half)
House Size: 2,565 sq.ft.
Acreage:
Year Built: 2024
Property Type: Condominium
Style: 2 Story
Features & Room Sizes
Bedroom 1:  16x13
Bedroom 2 :  16x12
Bedroom 3:  12x11
Bedroom 4:  13x12
Family Room: 
Greatroom: 
Dinning Room:  15x13
Kitchen:  15x14
Livingroom:  23x18
Pole Buildings: 
Garage:  2.5
Garage Description:  Attached Garage,Electric in Garage,Gar Door Opener,Direct Access
Exterior:  Stone,Vinyl Siding,Vinyl Trim
Exterior Misc:  Exterior Balcony,Deck,Lawn Sprinkler,Patio,Porch,Storms/Screens
Fireplaces:  Yes
Fireplace Description:  Gas Fireplace,LivRoom Fireplace
Basement:  No
Foundation :  Slab
Appliances:  Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer
Cooling:  Central A/C
Heating:  Forced Air
Fuel:  Natural Gas
Waste:  Public Sanitary
Watersource:  Public Water
Tax, Fees & Legal
Est. Summer Taxes:  $654
Est. Winter Taxes:  $140
HOA fees: 


Information provided by Midland Board of REALTORS® Copyright 2026
All information provided is deemed reliable but is not guaranteed and should be independently verified. Participants are required to indicate on their websites that the information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing By: Jean Ann Styn-DeShano of RE/MAX Results, Phone: 989-686-3400
(989) 233-3301 Call Charlene M. Rupp for more information about this property.

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Charlene M. Rupp
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(989) 233-3301

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This Home located at
21 cove, bay city MI 48706
is currently for sale priced at $649,900 and was listed on May, 07, 2026 and has been on the market for 4 days and was last updated on May, 11, 2026.

21 cove has 4 bedrooms, 4 bathrooms, and approximately 2,565 square feet. This home is in the bay city school district school district and was built in 2024. 21 cove is in the 48706 ZIP Code area of bay city.

If you have any question about this property or any others, please don't hesitate to contact me.